We are pleased to inform you about the various arrangements. The partner’s pension is arranged differently per section. Below, you can read what arrangements apply to you.
About the partner
In the Netherlands, your partner is the person to whom you are married or with whom you have a registered partnership. If you live together with your partner on the basis of a cohabitation contract concluded by a notary, your partner also qualifies as partner according to the pension regulations. In that case you have to sign up your partner with the pension fund. In case of a marriage or registered partnership, this is automatically arranged via the municipal personal records database.
In Belgium, your partner is the person to who you are married or with whom you live together on the basis of an official certificate of the civil registry. You have to submit a copy of this certificate to the pension fund.
How the partner’s pension is arranged in the Netherlands
At DuPont Netherlands you accrue a part of the partner’s pension, in addition to your retirement pension, through the contributions that the employer and you make each year. If you die while you are still employed by DuPont, your partner will receive 70% of the retirement pension that you could have accrued if you had worked with the company until your retirement. If you are no longer employed by DuPont, your partner will receive 70% of the accrued retirement pension. You can find more information in the Pensioen 1-2-3 on our website or you can ask the HR department.
At Genencor Netherlands the partner’s pension is arranged via an insurance as long as you are employed by Genencor. If you die during your employment, your partner will receive 70% of the retirement pension that you could have attained if you had worked with the company until your retirement. Please take note: this insurance ends as soon as you leave the company. Upon your retirement or resignation you can have part of your retirement pension converted into partner’s pension. Read about in the Pensioen 1-2-3 on our website or ask the HR department.
Both at DuPont Netherlands and Genencor Netherlands an ANW (Surviving Dependents Act) shortfall insurance has been concluded that offers your partner a benefit if you die during your employment. This prevents a (large) reduction in income for your partner.
How the partner’s pension is arranged in Belgium
At DuPont Belgium, the pension scheme has a surviving dependent’s pension for your partner if you die during your employment. This pension is 60% of the retirement pension that you could have attained if you had worked with the company until your retirement. After your death, your partner can choose to convert the surviving dependent’s pension into a one-off capital. There will also be a capital available for unmarried employees who die. The employee himself or herself can inform the DEPF of the beneficiary/beneficiaries. More information can be found in the Explanation of the pension scheme of the section DuPont Belgium on our website.