Pension accrual in Belgium

Pension is the income you will receive if you stop working upon reaching retirement age. The pension system in Belgium consists of three pillars.

  1. Statutory pension (‘rustpensioen’). This pension is paid out to anyone who worked in Belgium or for a Belgian employer abroad. The statutory pension is based on the person’s career, age and family situation.
  2. The supplementary pension from DuPont Belgium and/or other employers. The agreements relating to supplementary pension are set out in pension rules.
  3. You may also choose to accrue personal supplementary pension. You close a personal life insurance with a financial institution based on annual deposits. You personally determine the amount of the deposits. A pension savings plan may give you entitlements to tax deduction.

For more information about the Belgian pension system, please refer to:

Onprvp.fgov.be
FSMA.be